Every year, Christmas shopping leaves many people in significant debt. This year, 31% of Brits are expected to be left in debt by the end of the festive season ... See Holiday debt regret
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Make payments with your wristwatch?
It sounds like an innovation straight out of a science fiction film. But it's real in the UK: Brits can now make payments from their wrists thanks to a cool new product ... See Contactless payments
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Brits embrace new ways to pay
Tech-savvy Brits lead the way in adopting new payment technologies ... See Trends
6 tips for holiday shoppers
Planning a frugal Christmas? Here's how to keep your budget in line ...See Shopping tips
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American Express Credit Cards
Compare the American Express credit cards, then apply online for your choice of credit card by completing a secure application.
Barclaycard Credit Cards
Barclaycard gave the UK its first credit card in 1966. Since then, it's gone global with branches in 60 countries.
Capital One Credit Cards
The Capital One Group is a top ten credit card issuer in both the UK and United States, with approximately 50 million world-wide customers.
Halifax Credit Cards
Halifax provides its customers with information online on bank accounts, credit cards, insurance, mortgages, loans, share dealing and estate agency.
NatWest Credit Cards
NatWest is part of a financial services group which is the second largest bank by market capitalisation in the UK.
Royal Bank of Scotland Credit Cards
The Royal Bank of Scotland Group has grown from small beginnings nearly 300 years ago to become one of the largest financial services groups in the world.
Vanquis Credit Cards
Vanquis provides a credit card that suits everyone's individual circumstances, and gives them options they deserve.
Virgin Credit Cards
Virgin aims to offer customers a wide range of great value financial products that are easy to understand and sort out.
At CreditCards, we continuously monitor the credit card market in order to bring you the best credit cards, reviews and credit card offers available online. Credit card offers are displayed side by side, to allow you to easily compare key factors such as interest rates, annual fees and other features.
Once you have found the credit card that is best for you, fill out an online credit card application. In some cases, get a credit decision within 60 seconds.
At CreditCards, our goal is to provide a resource where consumers can search, compare and apply for the best credit card offers online.
To begin searching for your credit cards, choose the "Type" of credit card you are looking for from the menu at the top.
5 REASONS WHY HAVING MORE THAN 1 CARD MAKES SENSE
While the opinion of many consumers revolves around the negative aspects of credit card use, the majority of consumers in the nation own not only one credit card but have several in their wallets. How do you know how many credit cards is too many? Well, only you can answer that question effectively. It depends on your ability to manage multiple credit cards at the same time. If you feel that too much credit is too great a temptation, it might be better for you to stick to just two cards card which can actually be very advantageous.
#1 Financial Security
Multiple cards give you some financial security. For instance, if you carry a card in your wallet for emergencies, you may want to consider stashing a separate credit card in a safe deposit box, in the event your home burns down or your personal possessions are stolen, you will still have access to a working card until you can get your affairs straightened out. You can also employ different credit cards for different purposes, such as one credit card (e.g., the e-Platinum Plus Card) for shopping online. Having to manage one card with one purpose will help you identify fraudulent usage on your cards. Get more financial security now »
#2 Back Up Your Funds
In the event your primary credit card does not work, you can rest assured that you will always have access to credit in the event you need it, especially during an emergency. There is also the added benefit of not being without credit in the event one of your cards is lost, stolen, or used fraudulently. You will be able to rely on your other cards resources. Back up your funds today »
#3 Boost Your Credit Rating
There are several myths about credit cards - one of the most common myths is that too many credit cards will make you look bad to the credit reference agencies. The fact is that having multiple credit cards can have a positive impact on your credit rating and make a great impression on other lenders, as long as your cards are managed properly and used responsibly. A lot of responsible activity on a credit report can be a good thing. Not having a credit card is really what stagnates your credit. Start raising your credit score »
#4 Benefits & Rewards
If all of the credit cards you use also have rewards incentives, you may find that you do benefit from such perks. Rewards can be a great benefit provided you do not use your cards solely for the rewards points, which can quickly lead you into debt quickly. With the e-Platinum Plus Card, you can get cash advances up to £500, and access the exclusive e-Credit Plus shopping catalogue, all at 0% APR forever. Learn more about card benefits here »
#5 Accounting Ease
If you have multiple credit cards and employ one card for each different kind of expense, you can certainly make your expense tracking easier. For instance, if you use a prepaid card only for grocery shopping (e.g., the First Premier Prepaid Mastercard), your monthly statements will show you exactly how much you spend at the store each month. And, you won't be able to overspend! Take control of your finances »
While you may not be interested in having several credit cards, the important thing to remember is that as long as you are using the cards responsibly and paying off your debts each month, you will never have a problem securing lines of credit or loans. Being a responsible credit card account holder will go a long way to boosting your credit rating and proving your reliability. Sign up for the e-Platinum Plus Card and First Premier Prepaid Mastercard today!
Vanquis Bank Visa Credit Card Could help you get the credit you deserve
You could build your credit rating with a Vanquis Visa Card
Sensible credit limit helps you stay in control, from £150 to £1,000
You could get a credit limit increase on your 4th statement and further increases every 4 months, up to £3,000. Conditions apply see below*
You could get approved with no credit or a bad credit history
Additional Benefits:
No annual fee
Choose your favourite card colour FREE
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UK call centre gives you the support you need
* To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going overlimit, and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.
Important: Credit is subject to: status; telephone contact; confirmation of name and address; not already holding a credit card issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy. Please read the Summary Box and Terms and Conditions for full financial details.
Vanquis Visa Card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office which is at Colonnade, Sunbridge Road, Bradford, BD1 2LQ. Registered number 2558509 England. Vanquis Bank Limited is authorised and regulated by the Financial Services Authority. Consumer Credit licence number 532364. Vanquis Bank Limited 2008-2011.
5 REASONS WHY HAVING MORE THAN 1 CARD MAKES SENSE
While the opinion of many consumers revolves around the negative aspects of credit card use, the majority of consumers in the nation own not only one credit card but have several in their wallets. How do you know how many credit cards is too many? Well, only you can answer that question effectively. It depends on your ability to manage multiple credit cards at the same time. If you feel that too much credit is too great a temptation, it might be better for you to stick to just two cards card which can actually be very advantageous.
#1 Financial Security
Multiple cards give you some financial security. For instance, if you carry a card in your wallet for emergencies, you may want to consider stashing a separate credit card in a safe deposit box, in the event your home burns down or your personal possessions are stolen, you will still have access to a working card until you can get your affairs straightened out. You can also employ different credit cards for different purposes, such as one credit card (e.g., the e-Platinum Plus Card) for shopping online. Having to manage one card with one purpose will help you identify fraudulent usage on your cards. Get more financial security now »
#2 Back Up Your Funds
In the event your primary credit card does not work, you can rest assured that you will always have access to credit in the event you need it, especially during an emergency. There is also the added benefit of not being without credit in the event one of your cards is lost, stolen, or used fraudulently. You will be able to rely on your other cards resources. Back up your funds today »
#3 Boost Your Credit Rating
There are several myths about credit cards - one of the most common myths is that too many credit cards will make you look bad to the credit reference agencies. The fact is that having multiple credit cards can have a positive impact on your credit rating and make a great impression on other lenders, as long as your cards are managed properly and used responsibly. A lot of responsible activity on a credit report can be a good thing. Not having a credit card is really what stagnates your credit. Start raising your credit score »
#4 Benefits & Rewards
If all of the credit cards you use also have rewards incentives, you may find that you do benefit from such perks. Rewards can be a great benefit provided you do not use your cards solely for the rewards points, which can quickly lead you into debt quickly. With the e-Platinum Plus Card, you can get cash advances up to £500, and access the exclusive e-Credit Plus shopping catalogue, all at 0% APR forever. Learn more about card benefits here »
#5 Accounting Ease
If you have multiple credit cards and employ one card for each different kind of expense, you can certainly make your expense tracking easier. For instance, if you use a prepaid card only for grocery shopping (e.g., the First Premier Prepaid Mastercard), your monthly statements will show you exactly how much you spend at the store each month. And, you won't be able to overspend! Take control of your finances »
While you may not be interested in having several credit cards, the important thing to remember is that as long as you are using the cards responsibly and paying off your debts each month, you will never have a problem securing lines of credit or loans. Being a responsible credit card account holder will go a long way to boosting your credit rating and proving your reliability. Sign up for the e-Platinum Plus Card and First Premier Prepaid Mastercard today!
